Life Insurance
Provide financial security for the people you love most. We help you choose life insurance that offers peace of mind and long-term protection for your family’s future.
How do you know if you need life insurance? Good question. Which is why our independent insurance agents at Cornerstone Preferred Insurance will find out if life insurance is necessary for you and which policy you’ll need.
Learn more about which life insurance plan is best suited to your situation by contacting one of our insurance agents. Call 888-840-4020 to get in touch with Cornerstone Preferred Insurance in Burbank!
Frequently Asked Questions
What is life insurance?
What are the different types of life insurance?
What type of coverage does term life provide?
Most standard term life policies will cover any type of death in any place at any time. The only exception is suicide with the first 1-2 years, depending on your policy. If you already have an existing illness, however, that may change the terms of your policy. You can expect to disclose medical information during the application process.
What are the benefits of term life insurance?
How do I make my life insurance premiums more affordable?
Buy as soon as possible. The older you are, the more expensive your life insurance will become because it is more likely that you will develop an illness as you get older.
Consider getting term and permanent. Insurance companies often offer a package deal for term and permanent insurance. Term can allow you to have maximum coverage while you have more beneficiaries, while permanent will allow for extended coverage throughout your life.
Check your employer’s group life insurance policy. Your employer may offer life insurance at a lower cost than if you were to take it out by yourself. Remember that you run the risk of losing your policy after you leave your job!