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Cornerstone Preferred Insurance Services

Group Health

Support your employees with comprehensive, competitive health benefits. We help businesses of all sizes find plans that promote a healthier, happier workplace.

Many employers choose to extend group health insurance to their employees as part of their benefits package.

This can be one of the most expensive costs of a business, yet one of the most important to employees. Finding the right package can be especially difficult!

With established relationships with numerous carriers, we can put together a reliable life insurance policy.

Click to book a free estimate from one of our experienced insurance agents.

How to Choose the Right Group Health Plan

Choosing a group health plan can be difficult - here are some things to consider:

1. Business size:

  • Small business (2-100 employees): You have several options, including Covered California for Small Business (CCSB), individual insurance carriers, and brokers. CCSB offers standardized plans with guaranteed subsidies for eligible companies.
  • Large group (101+ employees): You have more flexibility in plan design and network choices. Our insurance brokers can help you search for the best plan to fit your business needs.

2. Budget:

  • Consider your monthly premium, potential tax credits, and employee contributions. Be mindful of out-of-pocket costs like deductibles and copays.

3. Employee needs:

  • Understand your employees’ age, health status, and preferred types of coverage. Do they prioritize affordability, choice of providers, or comprehensive benefits?

4. Desired features:

  • Look for additional benefits like dental and vision insurance, wellness programs, or telehealth options.

Upload Current Census

Please download our Group Health Census template, complete it with your current
employee and dependent information, and upload the completed file below.

Accepted files: XLSX, XLS, CSV. Maximum file size: 10 MB.

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